Prime Day may be over, but you can still keep earning rewards. Discover’s latest categories for the Discover it® Cash Back card could help you save during your early holiday shopping spree.
From Oct. 1 through Dec. 31, 2024, Discover it Cash Back cardholders can earn 5% cash back (on up to $1,500 in purchases per quarter, then 1%; activation required) at Amazon.com and Target.
Why the Discover it Cash Back is Worth Considering
The Discover it Cash Back card is simple but rewarding. It’s inexpensive, especially for first-year cardholders. At the end of your first year, Discover matches all the rewards you’ve earned, effectively doubling your cash back.
One of the card’s best features is its rotating rewards categories. Every three months, new categories are available, offering 5% cash back on up to $1,500 in purchases (then 1%). Just remember to activate the rewards category each time it changes to maximize your earnings.
Maximizing Your Amazon Holiday Shopping
From October through December, the Discover it Cash Back card matches Amazon’s Prime Visa for cash-back rewards, but without requiring a $139 Prime membership. If you want to save on holiday shopping at Amazon but prefer to avoid membership fees, this card could be a smart choice.
However, the card’s value extends beyond Amazon and Target rewards. Since there’s no annual fee, it’s easy to keep in your wallet and use when new, relevant rewards categories come around.
Past Discover it Cash Back Categories
Discover it Cash Back has featured a variety of categories over time, and some, like Amazon and Target, make repeat appearances. If your spending aligns with these categories, this card could be a valuable addition to your wallet.
